Expanding our efforts for your expansion. With an introductory 4.25% rate for two years on Owner Occupied Commercial Real Estate we are making it easier than ever to make future expansion happen today. Call 877.249.9980 or visit efirstbank.com/oocre to learn more and speak with a loan officer today. efirstbank.com/oocre 877.249.9980 Member FDIC business banking for good 1STBANK *Subject to approval and terms listed above require the business to maintain their primary deposit relationship with FirstBank. Terms are limited to traditional property types only such as warehouse, office, and retail spaces. Properties must meet owner-occupied definition as defined by FirstBank. See any FirstBank location for complete details. 1) Introductory rate and pricing is available until February 15, 2023. Other fees and restrictions may apply. Rates effective 11/1/2022. 2) Please speak with a FirstBank loan officer for terms and pricing. The introductory interest rate offer is limited to loans with matching 7 or 10 year fixed rates and maturities. Prepayment penalties may be applicable. The interest rate will adjust to rates as low as 6.05% after the two year introductory rate. 6.05% is for a loan with a 7 year fixed rate, 7 year maturity, and 25 year amortization, effective 11/1/2022. Rates are subject to change. 3) Loan to Value restrictions apply if interest only payments are chosen. Expanding our efforts for your expansion . With an introductory 4.25 % rate for two years on Owner Occupied Commercial Real Estate we are making it easier than ever to make future expansion happen today . Call 877.249.9980 or visit efirstbank.com/oocre to learn more and speak with a loan officer today . efirstbank.com/oocre 877.249.9980 Member FDIC business banking for good 1STBANK * Subject to approval and terms listed above require the business to maintain their primary deposit relationship with FirstBank . Terms are limited to traditional property types only such as warehouse , office , and retail spaces . Properties must meet owner - occupied definition as defined by FirstBank . See any FirstBank location for complete details . 1 ) Introductory rate and pricing is available until February 15 , 2023. Other fees and restrictions may apply . Rates effective 11/1/2022 . 2 ) Please speak with a FirstBank loan officer for terms and pricing . The introductory interest rate offer is limited to loans with matching 7 or 10 year fixed rates and maturities . Prepayment penalties may be applicable . The interest rate will adjust to rates as low as 6.05 % after the two year introductory rate . 6.05 % is for a loan with a 7 year fixed rate , 7 year maturity , and 25 year amortization , effective 11/1/2022 . Rates are subject to change . 3 ) Loan to Value restrictions apply if interest only payments are chosen .