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    April 7, 2021
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2.99% INTRO APR FOR THE FIRST 9 MOS. PRIME + 0.25% - 3.50% VARIABLE APR' THEREAFTER HOME EQUITY LINE OF CREDIT IT'S A GREAT RATE. SO DON'T WAIT. BIG ENOUGH TO COUNT. SMALL ENOUGH TO CARE. Making your home smarter, more functional and more fun to live in is now more possible than ever. Especially with a Home Equity Line of Credit from Vectra Bank. Right now you can get a rate that can help you get started on the dream updates you've always wanted to make. So whether it's remodeling a bathroom, updating your backyard or even expanding your home office, we can help you make it happen. Apply today at vectrabank.com/HomeEquity. VECTRABANK COLORADO 1 Loans subject to credit approval. Terms and conditions apply. Offer applies to new home equity line of credit applications taken between March 1, 2021 and May 31, 2021. Minimum line amount is $10,000 Collateral must be owner-occupied single-family residential property, a secondary residence, or vacation property. Property insurance required. Investment properties are not eligible. Offer subject to change any time. Advertised APRS are curent as of 02/26/202 1 and are subject to change without notice. The advertiseod 2.99% introductory APR is fixed for the first nine biling cycles. After the introductory period the APR is variable and will be based on Prime Rate as stated in the Wall Stroet Journat plus a margin of 0.25%- 3.50% based on creditworthiness and lien position. If the APR adjusts, it will not exceed 21.00%. Annual fee is $75. Draws on the HELOC account less than $250 are subject to a fee of $15. For primary residence lines of $400,001 or more, applicant is responsible for appraisal costs, which may range from $550-S750, depending on line amount and other factors. Early closure fees range from $500-S1,000 and will apply for terminating the plan within the first three years. Contact bank for full detals A division of Zions Bancorporation, N.A. Member FDIC a Equal Housing Lender NMLS# 467014 2.99% INTRO APR FOR THE FIRST 9 MOS. PRIME + 0.25% - 3.50% VARIABLE APR' THEREAFTER HOME EQUITY LINE OF CREDIT IT'S A GREAT RATE. SO DON'T WAIT. BIG ENOUGH TO COUNT. SMALL ENOUGH TO CARE. Making your home smarter, more functional and more fun to live in is now more possible than ever. Especially with a Home Equity Line of Credit from Vectra Bank. Right now you can get a rate that can help you get started on the dream updates you've always wanted to make. So whether it's remodeling a bathroom, updating your backyard or even expanding your home office, we can help you make it happen. Apply today at vectrabank.com/HomeEquity. VECTRABANK COLORADO 1 Loans subject to credit approval. Terms and conditions apply. Offer applies to new home equity line of credit applications taken between March 1, 2021 and May 31, 2021. Minimum line amount is $10,000 Collateral must be owner-occupied single-family residential property, a secondary residence, or vacation property. Property insurance required. Investment properties are not eligible. Offer subject to change any time. Advertised APRS are curent as of 02/26/202 1 and are subject to change without notice. The advertiseod 2.99% introductory APR is fixed for the first nine biling cycles. After the introductory period the APR is variable and will be based on Prime Rate as stated in the Wall Stroet Journat plus a margin of 0.25%- 3.50% based on creditworthiness and lien position. If the APR adjusts, it will not exceed 21.00%. Annual fee is $75. Draws on the HELOC account less than $250 are subject to a fee of $15. For primary residence lines of $400,001 or more, applicant is responsible for appraisal costs, which may range from $550-S750, depending on line amount and other factors. Early closure fees range from $500-S1,000 and will apply for terminating the plan within the first three years. Contact bank for full detals A division of Zions Bancorporation, N.A. Member FDIC a Equal Housing Lender NMLS# 467014