UMB RETAIL MONEY MARKET ACCOUNT SPECIAL OFFER 1.50% ON ACCOUNT BALANCES OF $10,000 OR MORE. Don't miss this limited time offer! Take a break from soaking up the sun and apply for an account today at UMB.com/mmpromo22 UMB Retail Money Market Accurate as of August 16, 2022 Interest rates and annual percentage yields may vary by region and may be changed at any time solely at the discretion of the Bank, including after your account has been opened. Fees and charges could reduce earnings. Restrictions apply. If you have questions or would like to open an account at a branch, visit locations.umb.com to schedule an appointment at a location near you. UMB BANK 1. Annual Percentage Yield. All account applications are subject to approval. This Special Offer is available to new UMB Retail Money Market accounts opened in the following states: Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma, Texas; and, to new UMB Retail Money Market accounts opened as part of the UMB myPerks Workplace Banking program. The minimum opening deposit amount required to establish this Special Offer UMB Retail Money Market account is $100.00 in new money (funds not currently on deposit at UMB). The minimum balance required to obtain the 1.50% APY is $10,000.00 in new money (funds not currently on deposit at UMB). Limited time offer; UMB Bank reserves the right to discontinue this Special Offer at any time. MEMBER FDIC Balance Levels $0.00 - $9,999.99 $10,000.00 - $24,999.99 $25,000.00-$49,999.99 $50,000.00 - $74,999.99 $75,000.00 - $99,999.99 $100,000.00 - $999,999.99 $1,000,000.00 and above Interest Rate APY 0.10% 1.50% 1.50% 1.50% 1.50% 1.50% 1.50% 0.10% 1.49% 1.49% 1.49% 1.49% 1.49% 1.49% UMB RETAIL MONEY MARKET ACCOUNT SPECIAL OFFER 1.50 % ON ACCOUNT BALANCES OF $ 10,000 OR MORE . Don't miss this limited time offer ! Take a break from soaking up the sun and apply for an account today at UMB.com/mmpromo22 UMB Retail Money Market Accurate as of August 16 , 2022 Interest rates and annual percentage yields may vary by region and may be changed at any time solely at the discretion of the Bank , including after your account has been opened . Fees and charges could reduce earnings . Restrictions apply . If you have questions or would like to open an account at a branch , visit locations.umb.com to schedule an appointment at a location near you . UMB BANK 1. Annual Percentage Yield . All account applications are subject to approval . This Special Offer is available to new UMB Retail Money Market accounts opened in the following states : Arizona , Colorado , Illinois , Kansas , Missouri , Nebraska , Oklahoma , Texas ; and , to new UMB Retail Money Market accounts opened as part of the UMB myPerks Workplace Banking program . The minimum opening deposit amount required to establish this Special Offer UMB Retail Money Market account is $ 100.00 in new money ( funds not currently on deposit at UMB ) . The minimum balance required to obtain the 1.50 % APY is $ 10,000.00 in new money ( funds not currently on deposit at UMB ) . Limited time offer ; UMB Bank reserves the right to discontinue this Special Offer at any time . MEMBER FDIC Balance Levels $ 0.00 - $ 9,999.99 $ 10,000.00 - $ 24,999.99 $ 25,000.00- $ 49,999.99 $ 50,000.00 - $ 74,999.99 $ 75,000.00 - $ 99,999.99 $ 100,000.00 - $ 999,999.99 $ 1,000,000.00 and above Interest Rate APY 0.10 % 1.50 % 1.50 % 1.50 % 1.50 % 1.50 % 1.50 % 0.10 % 1.49 % 1.49 % 1.49 % 1.49 % 1.49 % 1.49 %