EARN UP TO A S750 CASH BONUS*WHEN YOU OPEN A NEW CONSUMER CHECKING ACCOUNT AND ADD A NEWCONSUMER SAVINGS ACCOUNT OR MONEY MARKET ACCOUNT.There are many great benefits to banking with Vectra. And for a limited time, there's even more! Now when you open a new consumerchecking account and add a new consumer savings or money market account, you can earn up to a $750 cash bonus. It's just one moreway it makes sense to choose Vectra. But this offer won't be around forever. Which means... we hope to see you soon!Open any new Vectra Bank consumer checking account with direct deposit AND maintain the correspondingmimimum balance below in a new Vectra Bank money market or consumer savings account for 180 days, andearn the cash bonus level associated with that balance tier.CONTACTShannon Andersen719-686-2595$150$300$500$750Cash Bonus Amount180-Day Money Market or SavingsAccount Minimum Balance Requirement$10,000$15,000$30,000$50,000Visit us online at vectrabank.com/cashbonus to get started. It's that simple!Offer available for new consumer checking, savings, and money market accounts opened between May 15, 2019 and August 31, 2019. All bonus levels require a new Vectra Bank consumer checkingaccount with an established third party ACH transfer or direct deposit and the addition of a new Vectra Bank consumer savings account or money market account. A new Vectra Bank consumerchecking account is determined by the primary account holders TIN or Social Security number with no active consumer checking account with Vectra Bank within the previous 90 days. The newconsumer checking account, savings account, or money market account must be opened on the same business day. New savings, or money market account, deposits made within the first 10calendar days following account opening date will qualify toward the final bonus tier. A $150 Cash Bonus award requires the minimum daily balance on a new money market or consumer savingsaccount to be at least $10,000 for 180 days following the new account opening, A$300 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings accountto be at least $15,000 for 180 days following the new account opening. A $500 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to beat least $30,000 for 180 days following the new account opening. A $750 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least$50,000 for 180 days following the new account opening. Account cash bonus awards will be paid within 90 days of fulfilling all associated bonus level requirements. Bonus levels are not cumulative.All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the reciplent may receive an IRS tax reporting statement that includes the approximate retail valueof the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the bonus award may be forfeited. Additional account fees, terms, minimum deposit amounts and conditionsapply. See a banker for details.VECTRABANKBig Enough To Count / Small Enough To Carevectrabank.com/cashbonusCOLORADOA division of Zions Bancorporation, NA Member FDIC2019 Zions Bancorporation, N.A EARN UP TO A S750 CASH BONUS* WHEN YOU OPEN A NEW CONSUMER CHECKING ACCOUNT AND ADD A NEW CONSUMER SAVINGS ACCOUNT OR MONEY MARKET ACCOUNT. There are many great benefits to banking with Vectra. And for a limited time, there's even more! Now when you open a new consumer checking account and add a new consumer savings or money market account, you can earn up to a $750 cash bonus. It's just one more way it makes sense to choose Vectra. But this offer won't be around forever. Which means... we hope to see you soon! Open any new Vectra Bank consumer checking account with direct deposit AND maintain the corresponding mimimum balance below in a new Vectra Bank money market or consumer savings account for 180 days, and earn the cash bonus level associated with that balance tier. CONTACT Shannon Andersen 719-686-2595 $150 $300 $500 $750 Cash Bonus Amount 180-Day Money Market or Savings Account Minimum Balance Requirement $10,000 $15,000 $30,000 $50,000 Visit us online at vectrabank.com/cashbonus to get started. It's that simple! Offer available for new consumer checking, savings, and money market accounts opened between May 15, 2019 and August 31, 2019. All bonus levels require a new Vectra Bank consumer checking account with an established third party ACH transfer or direct deposit and the addition of a new Vectra Bank consumer savings account or money market account. A new Vectra Bank consumer checking account is determined by the primary account holders TIN or Social Security number with no active consumer checking account with Vectra Bank within the previous 90 days. The new consumer checking account, savings account, or money market account must be opened on the same business day. New savings, or money market account, deposits made within the first 10 calendar days following account opening date will qualify toward the final bonus tier. A $150 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $10,000 for 180 days following the new account opening, A$300 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $15,000 for 180 days following the new account opening. A $500 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $30,000 for 180 days following the new account opening. A $750 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $50,000 for 180 days following the new account opening. Account cash bonus awards will be paid within 90 days of fulfilling all associated bonus level requirements. Bonus levels are not cumulative. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the reciplent may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the bonus award may be forfeited. Additional account fees, terms, minimum deposit amounts and conditions apply. See a banker for details. VECTRABANK Big Enough To Count / Small Enough To Care vectrabank.com/cashbonus COLORADO A division of Zions Bancorporation, NA Member FDIC 2019 Zions Bancorporation, N.A

Date: July 10, 2019

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EARN UP TO A S750 CASH BONUS* WHEN YOU OPEN A NEW CONSUMER CHECKING ACCOUNT AND ADD A NEW CONSUMER SAVINGS ACCOUNT OR MONEY MARKET ACCOUNT. There are many great benefits to banking with Vectra. And for a limited time, there's even more! Now when you open a new consumer checking account and add a new consumer savings or money market account, you can earn up to a $750 cash bonus. It's just one more way it makes sense to choose Vectra. But this offer won't be around forever. Which means... we hope to see you soon! Open any new Vectra Bank consumer checking account with direct deposit AND maintain the corresponding mimimum balance below in a new Vectra Bank money market or consumer savings account for 180 days, and earn the cash bonus level associated with that balance tier. CONTACT Shannon Andersen 719-686-2595 $150 $300 $500 $750 Cash Bonus Amount 180-Day Money Market or Savings Account Minimum Balance Requirement $10,000 $15,000 $30,000 $50,000 Visit us online at vectrabank.com/cashbonus to get started. It's that simple! Offer available for new consumer checking, savings, and money market accounts opened between May 15, 2019 and August 31, 2019. All bonus levels require a new Vectra Bank consumer checking account with an established third party ACH transfer or direct deposit and the addition of a new Vectra Bank consumer savings account or money market account. A new Vectra Bank consumer checking account is determined by the primary account holders TIN or Social Security number with no active consumer checking account with Vectra Bank within the previous 90 days. The new consumer checking account, savings account, or money market account must be opened on the same business day. New savings, or money market account, deposits made within the first 10 calendar days following account opening date will qualify toward the final bonus tier. A $150 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $10,000 for 180 days following the new account opening, A$300 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $15,000 for 180 days following the new account opening. A $500 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $30,000 for 180 days following the new account opening. A $750 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $50,000 for 180 days following the new account opening. Account cash bonus awards will be paid within 90 days of fulfilling all associated bonus level requirements. Bonus levels are not cumulative. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the reciplent may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the bonus award may be forfeited. Additional account fees, terms, minimum deposit amounts and conditions apply. See a banker for details. VECTRABANK Big Enough To Count / Small Enough To Care vectrabank.com/cashbonus COLORADO A division of Zions Bancorporation, NA Member FDIC 2019 Zions Bancorporation, N.A EARN UP TO A S750 CASH BONUS* WHEN YOU OPEN A NEW CONSUMER CHECKING ACCOUNT AND ADD A NEW CONSUMER SAVINGS ACCOUNT OR MONEY MARKET ACCOUNT. There are many great benefits to banking with Vectra. And for a limited time, there's even more! Now when you open a new consumer checking account and add a new consumer savings or money market account, you can earn up to a $750 cash bonus. It's just one more way it makes sense to choose Vectra. But this offer won't be around forever. Which means... we hope to see you soon! Open any new Vectra Bank consumer checking account with direct deposit AND maintain the corresponding mimimum balance below in a new Vectra Bank money market or consumer savings account for 180 days, and earn the cash bonus level associated with that balance tier. CONTACT Shannon Andersen 719-686-2595 $150 $300 $500 $750 Cash Bonus Amount 180-Day Money Market or Savings Account Minimum Balance Requirement $10,000 $15,000 $30,000 $50,000 Visit us online at vectrabank.com/cashbonus to get started. It's that simple! Offer available for new consumer checking, savings, and money market accounts opened between May 15, 2019 and August 31, 2019. All bonus levels require a new Vectra Bank consumer checking account with an established third party ACH transfer or direct deposit and the addition of a new Vectra Bank consumer savings account or money market account. A new Vectra Bank consumer checking account is determined by the primary account holders TIN or Social Security number with no active consumer checking account with Vectra Bank within the previous 90 days. The new consumer checking account, savings account, or money market account must be opened on the same business day. New savings, or money market account, deposits made within the first 10 calendar days following account opening date will qualify toward the final bonus tier. A $150 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $10,000 for 180 days following the new account opening, A$300 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $15,000 for 180 days following the new account opening. A $500 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $30,000 for 180 days following the new account opening. A $750 Cash Bonus award requires the minimum daily balance on a new money market or consumer savings account to be at least $50,000 for 180 days following the new account opening. Account cash bonus awards will be paid within 90 days of fulfilling all associated bonus level requirements. Bonus levels are not cumulative. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the reciplent may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the bonus award may be forfeited. Additional account fees, terms, minimum deposit amounts and conditions apply. See a banker for details. VECTRABANK Big Enough To Count / Small Enough To Care vectrabank.com/cashbonus COLORADO A division of Zions Bancorporation, NA Member FDIC 2019 Zions Bancorporation, N.A

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